{"id":43092,"date":"2022-07-06T09:47:03","date_gmt":"2022-07-06T09:47:03","guid":{"rendered":"https:\/\/dev.way.com\/blog\/?p=43092"},"modified":"2025-02-14T04:22:16","modified_gmt":"2025-02-14T04:22:16","slug":"felony-and-car-insurance-premiums","status":"publish","type":"post","link":"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/","title":{"rendered":"Felony and Car Insurance Premiums: Is there a relation?"},"content":{"rendered":"<p style=\"text-align: center;\"><em><span data-preserver-spaces=\"true\">Car insurance companies do not check criminal records. However, a felony, such as a DUI, can be seen on your driving record and affect your car insurance premiums.<\/span><\/em><\/p>\n<p><span data-preserver-spaces=\"true\">Does a felony affect car insurance? For example, your car insurance premiums might increase after a criminal conviction.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Those with a criminal history typically have to pay higher insurance premiums than those without. This is because they are deemed more dangerous, which is the only explanation. People who have been convicted of offenses connected to driving are especially at risk.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">For instance, driving while intoxicated (DWI\/DUI) might have serious consequences. <\/span><span data-preserver-spaces=\"true\">Many factors, including your credit score and license points, can affect how much you pay for vehicle insurance. Still, some people might be shocked to learn that having a criminal record\u2014even a felony\u2014doesn&#8217;t always have an impact.<\/span><\/p>\n<p><a href=\"http:\/\/www.way.com\/insurance\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-41307 size-full\" src=\"https:\/\/blog.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-86.png\" alt=\"Save up to $971 on your car insurance policy\" width=\"2382\" height=\"882\" srcset=\"http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-86.png 2382w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-86-300x111.png 300w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-86-1024x379.png 1024w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-86-768x284.png 768w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-86-1536x569.png 1536w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-86-2048x758.png 2048w\" sizes=\"auto, (max-width: 2382px) 100vw, 2382px\" \/><\/a><\/p>\n<p><span data-preserver-spaces=\"true\">Contrarily, a driving-related felony is a different matter. As a result, your car insurance may be impacted by anything on your MVR (motor vehicle record), and it may not be easy to find any inexpensive car insurance.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #e71346;color:#e71346\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #e71346;color:#e71346\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#Does_felony_impact_your_car_insurance\" >Does felony impact your car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#Types_of_felonies_that_affect_your_car_insurance_premiums\" >Types of felonies that affect your car insurance premiums<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#Does_a_misdemeanor_impact_your_auto_insurance\" >Does a misdemeanor impact your auto insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#Driving_felonies_that_affect_your_car_insurance_premiums\" >Driving felonies that affect your car insurance premiums<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#Do_insurance_firms_conduct_background_checks\" >Do insurance firms conduct background checks?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#How_does_high-risk_car_insurance_for_convicted_drivers_work\" >How does high-risk car insurance for convicted drivers work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#Is_there_car_insurance_for_felons\" >Is there car insurance for felons?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#Car_Insurance_Companies_that_accept_felons\" >Car Insurance Companies that accept felons<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#Can_you_get_an_Insurance_license_with_a_felony\" >Can you get an Insurance license with a felony?\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#Can_Car_Insurance_Companies_deny_coverage_to_felons\" >Can Car Insurance Companies deny coverage to felons?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#What_factors_affect_the_viability_of_auto_insurance_for_convicted_felons\" >What factors affect the viability of auto insurance for convicted felons?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/#How_can_I_obtain_auto_insurance_for_a_convicted_felon\" >How can I obtain auto insurance for a convicted felon?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_felony_impact_your_car_insurance\"><\/span><span data-preserver-spaces=\"true\">Does felony impact your car insurance?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">While crimes like robbery and assault might result in criminal charges, your auto insurance provider is unconcerned about those things.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">However, you can anticipate paying much more for auto insurance if you&#8217;re found guilty of vehicular homicide or insurance fraud (if you can find a company that will insure you at all.) This is because your driving record, which car insurance companies review to determine your insurance premiums, will reflect anything driving-related.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">If you have a driving-related felony, your auto insurance provider may be required to submit an SR-22 or FR-44 form on your behalf, which almost invariably results in increased premiums.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-43098 size-large\" src=\"https:\/\/blog.way.com\/wp-content\/uploads\/2022\/07\/drink-driving-g26982fb65_1280-min-1024x682.jpg\" alt=\"Types of felonies that affect your Car Insurance Premiums\" width=\"640\" height=\"426\" srcset=\"http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/drink-driving-g26982fb65_1280-min-1024x682.jpg 1024w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/drink-driving-g26982fb65_1280-min-300x200.jpg 300w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/drink-driving-g26982fb65_1280-min-768x512.jpg 768w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/drink-driving-g26982fb65_1280-min-600x400.jpg 600w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/drink-driving-g26982fb65_1280-min.jpg 1280w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p style=\"text-align: center;\">Image Courtesy: <a href=\"http:\/\/Image by &lt;a href=&quot;https:\/\/pixabay.com\/users\/stevepb-282134\/?utm_source=link-attribution&amp;amp;utm_medium=referral&amp;amp;utm_campaign=image&amp;amp;utm_content=808790&quot;&gt;Steve Buissinne&lt;\/a&gt; from &lt;a href=&quot;https:\/\/pixabay.com\/?utm_source=link-attribution&amp;amp;utm_medium=referral&amp;amp;utm_campaign=image&amp;amp;utm_content=808790&quot;&gt;Pixabay&lt;\/a&gt;\">Steve Buissinne<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Types_of_felonies_that_affect_your_car_insurance_premiums\"><\/span><span data-preserver-spaces=\"true\">Types of felonies that affect your car insurance premiums<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">When you try to apply for coverage, your insurance rates may be affected by several driving-related offenses, including:<\/span><\/p>\n<ul>\n<li><span data-preserver-spaces=\"true\">Vehicle-related murder or manslaughter<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Second and third DUI or DWI (in most states)<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Hit-and-run<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Insurance fraud<\/span><\/li>\n<\/ul>\n<p><span data-preserver-spaces=\"true\">Because each state has laws, some offenses may constitute felonies in one jurisdiction but not another. For instance, no matter how many DUIs you receive, they are all considered misdemeanors in Maryland, yet a third DUI (or more) is a crime in Louisiana.<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/media2.giphy.com\/media\/pvztwVeSWjhJ6S83K9\/giphy.gif?cid=790b7611cc0451b947ac350b1a653bec50d12f1e6517715f&amp;rid=giphy.gif&amp;ct=g\" alt=\"Jimmy Fallon Mastermind GIF by The Tonight Show Starring Jimmy Fallon\" \/><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/giphy.com\/gifs\/fallontonight-jimmy-fallon-criminal-tonightshow-pvztwVeSWjhJ6S83K9\">via GIPHY<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Does_a_misdemeanor_impact_your_auto_insurance\"><\/span><span data-preserver-spaces=\"true\">Does a misdemeanor impact your auto insurance?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Depending on the misdemeanor, it might. Some misdemeanors, such as your first DUI or operating a car without insurance, are recorded on both your driving history and criminal history.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Both would increase auto insurance premiums because insurance providers consider offenses that raise your driving risk.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Other offenses, however, are completely irrelevant to your insurance company.\u00a0<\/span><span data-preserver-spaces=\"true\">Your insurance provider doesn&#8217;t care if you committed a crime as long as it didn&#8217;t increase your likelihood of making a claim.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Driving_felonies_that_affect_your_car_insurance_premiums\"><\/span><span data-preserver-spaces=\"true\">Driving felonies that affect your car insurance premiums<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Your auto insurance rates could be impacted by several crimes that appear on your driving record, such as:<\/span><\/p>\n<ul>\n<li><span data-preserver-spaces=\"true\">First-time DUI\/DWI<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Negligent driving<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Driving while under suspension of your license<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Driving while uninsured<\/span><\/li>\n<\/ul>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-43097 size-large\" src=\"https:\/\/blog.way.com\/wp-content\/uploads\/2022\/07\/dui-g8ea0d11e4_1280-1024x690.jpg\" alt=\"Driving felonies that affect your Car Insurance premiums\" width=\"640\" height=\"431\" srcset=\"http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/dui-g8ea0d11e4_1280-1024x690.jpg 1024w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/dui-g8ea0d11e4_1280-300x202.jpg 300w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/dui-g8ea0d11e4_1280-768x517.jpg 768w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/dui-g8ea0d11e4_1280.jpg 1280w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/h3>\n<p style=\"text-align: center;\">Image Courtesy: <a href=\"https:\/\/pixabay.com\/users\/clker-free-vector-images-3736\/?utm_source=link-attribution&amp;amp;utm_medium=referral&amp;amp;utm_campaign=image&amp;amp;utm_content=40566\">Clker-Free-Vector-Images<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_insurance_firms_conduct_background_checks\"><\/span><span data-preserver-spaces=\"true\">Do insurance firms conduct background checks?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-preserver-spaces=\"true\">No, insurance companies do not consider criminal history when determining insurance prices or whether to provide coverage to a particular individual.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Although some crimes and misdemeanors, such as a DUI or reckless driving, appear on your criminal record and driving history, there are some exceptions. Your premiums may be impacted by anything that appears on your MVR, often hundreds or thousands of dollars annually.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_does_high-risk_car_insurance_for_convicted_drivers_work\"><\/span><span data-preserver-spaces=\"true\">How does high-risk car insurance for convicted drivers work?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Insurance companies aren&#8217;t typically concerned about it unless your criminal history is connected to your driving history. However, drivers with DUI or hit-and-run convictions on their records may find it difficult to obtain standard auto insurance, necessitating the purchase of a high-risk auto insurance policy.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">High-risk coverage, often known as non-standard auto insurance, is automobile insurance for drivers who fall under the high-risk category due to their driving histories. High-risk insurance typically costs much more than a standard policy. There will be limitations on coverage, including who is permitted to drive your car.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_there_car_insurance_for_felons\"><\/span><span data-preserver-spaces=\"true\">Is there car insurance for felons?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Whether a crime impacts auto insurance depends on whether the felony is related to driving. If you have a driving-related conviction, it will be more difficult for you to obtain auto insurance.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">You may be sent to a non-standard auto insurance carrier if you have been rejected coverage by numerous suppliers. Therefore, you should shop for the most affordable prices before purchasing auto insurance with a criminal record.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Obtaining affordable auto insurance for convicts depends on whether or not the felony is related to driving.<\/span><\/p>\n<ul>\n<li><span data-preserver-spaces=\"true\">Does a felony with a driving-related incident impact auto insurance? Yes.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Does a felony conviction for an act unrelated to driving affect auto insurance? No, not directly.<\/span><\/li>\n<\/ul>\n<p><span data-preserver-spaces=\"true\">Most car insurance firms that do not accept convicts are conventional insurers that do not specialize in high-risk drivers. As a result, you may be urged to obtain temporary auto insurance if you have a felony until you can demonstrate to your insurer that you are not a high-risk driver.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Determine if your insurance company will provide coverage despite your criminal background. Then, click the banner below to receive free auto insurance rates immediately.<\/span><\/p>\n<p><a href=\"https:\/\/www.way.com\/insurance\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-40789 size-full\" src=\"https:\/\/blog.way.com\/wp-content\/uploads\/2022\/05\/MicrosoftTeams-image-71.jpg\" alt=\"Cheap car insurance\" width=\"2382\" height=\"882\" srcset=\"http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/05\/MicrosoftTeams-image-71.jpg 2382w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/05\/MicrosoftTeams-image-71-300x111.jpg 300w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/05\/MicrosoftTeams-image-71-1024x379.jpg 1024w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/05\/MicrosoftTeams-image-71-768x284.jpg 768w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/05\/MicrosoftTeams-image-71-1536x569.jpg 1536w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/05\/MicrosoftTeams-image-71-2048x758.jpg 2048w\" sizes=\"auto, (max-width: 2382px) 100vw, 2382px\" \/><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Car_Insurance_Companies_that_accept_felons\"><\/span><span data-preserver-spaces=\"true\">Car Insurance Companies that accept felons<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">It may be tough to obtain auto insurance with a felony, but it is possible.\u00a0<\/span><span data-preserver-spaces=\"true\">Consider shopping for auto insurance with a non-standard insurer if you have been convicted of a moving violation. These insurers are less likely to deny you coverage.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Non-standard insurance providers are only available to high-risk drivers.\u00a0<\/span><span data-preserver-spaces=\"true\">Your insurance provider views you as a risky driver if you have a driving-related crime. <\/span><span data-preserver-spaces=\"true\">You can sign up for &#8220;<a href=\" https:\/\/dev.way.com\/blog\/tips-to-get-assigned-risk-auto-insurance\/\">Assigned Risk Auto Insurance<\/a>&#8221; if you cannot find a non-standard insurance provider, but this should be your last resort.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">&#8220;<a href=\" https:\/\/dev.way.com\/blog\/your-complete-guide-to-assigned-risk-plan\/\">Assigned Risk Auto Insurance<\/a>&#8221; protects motorists who multiple insurers have denied coverage. Before purchasing this insurance, analyze your state&#8217;s restrictions and conditions.<\/span><\/p>\n<table dir=\"ltr\" style=\"width: 38.3064%; height: 96px;\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<colgroup>\n<col width=\"178\" \/>\n<col width=\"123\" \/><\/colgroup>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 66.2207%; text-align: center; height: 24px;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Car Insurance Companies&quot;}\"><strong>Car Insurance Companies<\/strong><\/td>\n<td style=\"width: 62.3677%; text-align: center; height: 24px;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Annual Rates&quot;}\"><strong>Annual Rates<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 66.2207%; text-align: center; height: 24px;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;State Farm&quot;}\"><a href=\"https:\/\/www.way.com\/auto-insurance\/state-farm-car-insurance-review\">State Farm<\/a><\/td>\n<td style=\"width: 62.3677%; text-align: center; height: 24px;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;$3528&quot;}\">$3528<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 66.2207%; text-align: center; height: 24px;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;The General&quot;}\">The General<\/td>\n<td style=\"width: 62.3677%; text-align: center; height: 24px;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;$4368&quot;}\">$4368<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 66.2207%; text-align: center; height: 24px;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;AllState&quot;}\"><a href=\"https:\/\/www.way.com\/auto-insurance\/allstate-car-insurance-review\">AllState<\/a><\/td>\n<td style=\"width: 62.3677%; text-align: center; height: 24px;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;$5169&quot;}\">$5169<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Can_you_get_an_Insurance_license_with_a_felony\"><\/span><span data-preserver-spaces=\"true\">Can you get an Insurance license with a felony?\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Whether or not you can purchase auto insurance with a felony conviction depends on the nature of your conviction. <\/span><span data-preserver-spaces=\"true\">If you have been convicted of vehicular murder or DUI, it will be more difficult for you to obtain auto insurance.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">The basic objective of insurance firms is to prevent hazards. Multiple traffic offenses make you a high-risk driver in the eyes of insurance companies. High-risk auto insurance is available at higher premiums for drivers with criminal records or many traffic offenses.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-43099\" src=\"https:\/\/blog.way.com\/wp-content\/uploads\/2022\/07\/gf6t_wdo9_210528-min-1024x615.jpg\" alt=\"\" width=\"640\" height=\"384\" srcset=\"http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/gf6t_wdo9_210528-min-1024x615.jpg 1024w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/gf6t_wdo9_210528-min-300x180.jpg 300w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/gf6t_wdo9_210528-min-768x461.jpg 768w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/gf6t_wdo9_210528-min-1536x922.jpg 1536w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/07\/gf6t_wdo9_210528-min-2048x1230.jpg 2048w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p style=\"text-align: center;\">Image Courtesy: <a href=\"https:\/\/www.freepik.com\/vectors\/car-clipart'\">BRGFX<\/a><\/p>\n<p><span data-preserver-spaces=\"true\">The two categories that insurance companies use to assess your risk level are &#8220;Driving-related Violations&#8221; and &#8220;Non-Driving-Related Violations.&#8221;<\/span><\/p>\n<table dir=\"ltr\" style=\"width: 90.7979%; height: 144px;\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<colgroup>\n<col width=\"247\" \/>\n<col width=\"259\" \/><\/colgroup>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 57.4885%; height: 24px; text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Driving-Related Violations&quot;}\"><strong>Driving-Related Violations<\/strong><\/td>\n<td style=\"width: 110.243%; height: 24px; text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Non-Driving Related Violations&quot;}\"><strong>Non-Driving Related Violations<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 57.4885%; height: 24px; text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Vehicular homicide\/manslaughter&quot;}\">Vehicular homicide\/manslaughter<\/td>\n<td style=\"width: 110.243%; height: 24px; text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Bad\/irresponsible credit history&quot;}\">Bad\/irresponsible credit history<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 57.4885%; height: 24px; text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Repeat DUI\/multiple DUI convictions&quot;}\">Repeat DUI\/multiple DUI convictions<\/td>\n<td style=\"width: 110.243%; height: 24px; text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Failure to maintain insurance coverage&quot;}\">Failure to maintain insurance coverage<\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 57.4885%; height: 48px; text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Repeat traffic offenses, such as reckless driving or driving without a license&quot;}\">Repeat traffic offenses, such as reckless driving or driving without a license<\/td>\n<td style=\"width: 110.243%; height: 48px; text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Teenager or young driver listed on policy&quot;}\">Teenagers or young drivers listed on the policy<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 57.4885%; height: 24px; text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Certain hit-and-run offenses&quot;}\">Certain hit-and-run offenses<\/td>\n<td style=\"width: 110.243%; height: 24px; text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Insurance fraud&quot;}\">Insurance fraud<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span data-preserver-spaces=\"true\">The felony will determine where you can purchase auto insurance with a criminal record and how much it will cost.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_Car_Insurance_Companies_deny_coverage_to_felons\"><\/span>Can Car Insurance Companies deny coverage to felons?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-preserver-spaces=\"true\">Car Insurance Companies can reject coverage for convicted felons. This is because insurance companies will consider you a high-risk driver if you have a criminal conviction. Compare SR-22 auto insurance quotes to find affordable auto insurance.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_factors_affect_the_viability_of_auto_insurance_for_convicted_felons\"><\/span>What factors affect the viability of auto insurance for convicted felons?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-preserver-spaces=\"true\">To receive auto insurance with a felony, you must have the following in order:<\/span><\/p>\n<ul>\n<li><strong><span data-preserver-spaces=\"true\">Driver&#8217;s license:<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0get your license reinstated if needed<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Type of felony:<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0Ensure that your felony has nothing to do with driving.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Check Your Background:<\/span><\/strong><span data-preserver-spaces=\"true\"> Do insurance companies check your criminal record? Limited check. However, the greater the number of driving-related accidents on your record, the less likely you will be eligible for standard insurance.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Period of Lapse:\u00a0<\/span><\/strong><span data-preserver-spaces=\"true\">Regardless of criminal history, whoever has had a large lapse in auto insurance coverage will be considered a higher risk by the insurance company.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Before shopping for affordable auto insurance, people with felonies get these issues under control. Therefore, if you can demonstrate that you have these matters under control, you will have peace of mind.\u00a0<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_can_I_obtain_auto_insurance_for_a_convicted_felon\"><\/span><span data-preserver-spaces=\"true\">How can I obtain auto insurance for a convicted felon?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">There are a few measures you can take to obtain insurance coverage more easily despite a conviction. Together with the abovementioned materials, these steps will make purchasing insurance coverage a breeze.<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/media2.giphy.com\/media\/NFzNOIBiFYlZS\/giphy.gif?cid=790b7611a331f6fb903a258a3702fa3de5fff613844a05da&amp;rid=giphy.gif&amp;ct=g\" alt=\"Breaking Bad GIF\" \/><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/giphy.com\/gifs\/breaking-bad-american-university-NFzNOIBiFYlZS\">via GIPHY<\/a><\/p>\n<p><span data-preserver-spaces=\"true\">First and foremost, it would be best if you always told the truth. Notifying your insurance provider immediately will allow them to collaborate with you to identify the best solution. <\/span><span data-preserver-spaces=\"true\">If coverage lapses due to jail or any other reason, it will result in a higher premium. Take out a six-month coverage to reduce your premiums.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Consider enrolling in educational courses and driving safety lessons. Several insurance providers will recognize this type of education. Participation could help you gain coverage and reduce your premiums and rates.<\/span><\/p>\n<p><a href=\"http:\/\/www.way.com\/auto-insurance\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-41283 size-full\" src=\"https:\/\/blog.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-82.png\" alt=\"Find a cheap auto insurance policy \" width=\"2382\" height=\"882\" srcset=\"http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-82.png 2382w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-82-300x111.png 300w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-82-1024x379.png 1024w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-82-768x284.png 768w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-82-1536x569.png 1536w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-82-2048x758.png 2048w\" sizes=\"auto, (max-width: 2382px) 100vw, 2382px\" \/><\/a><\/p>\n<p><span data-preserver-spaces=\"true\">Finally, inquire about various policy alternatives. For example, sign up for just Mandatory Third Party Auto Insurance. This insurance does not cover the offenders&#8217; vehicle or property; it only covers the victims of an accident \u2014 the other driver&#8217;s vehicle and property.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Does your car insurance company perform a criminal background check? Get a free quote today by clicking on one of the banners on this page.<\/span><\/p>\n<hr \/>\n<p style=\"text-align: center;\"><em><span data-preserver-spaces=\"true\">Here&#8217;s more info on\u00a0<\/span><\/em><a class=\"editor-rtfLink\" href=\"https:\/\/www.way.com\/airport-parking\" target=\"_blank\" rel=\"noopener\"><em><span data-preserver-spaces=\"true\">top-rated airport parking<\/span><\/em><\/a><em><span data-preserver-spaces=\"true\">,\u00a0<\/span><\/em><a class=\"editor-rtfLink\" href=\"https:\/\/www.way.com\/cities\" target=\"_blank\" rel=\"noopener\"><em><span data-preserver-spaces=\"true\">the best parking spots in your city<\/span><\/em><\/a><em><span data-preserver-spaces=\"true\">, affordable\u00a0<\/span><\/em><a class=\"editor-rtfLink\" href=\"https:\/\/www.way.com\/auto-insurance\" target=\"_blank\" rel=\"noopener\"><em><span data-preserver-spaces=\"true\">auto insurance<\/span><\/em><\/a><em><span data-preserver-spaces=\"true\">, easy\u00a0<\/span><\/em><a class=\"editor-rtfLink\" href=\"https:\/\/www.way.com\/auto-refinance\" target=\"_blank\" rel=\"noopener\"><em><span data-preserver-spaces=\"true\">Auto refinance<\/span><\/em><\/a><em><span data-preserver-spaces=\"true\">, and\u00a0<\/span><\/em><a class=\"editor-rtfLink\" href=\"https:\/\/www.way.com\/car-wash-near-me\" target=\"_blank\" rel=\"noopener\"><em><span data-preserver-spaces=\"true\">high-quality car washes near you<\/span><\/em><\/a><em><span data-preserver-spaces=\"true\">.<\/span><\/em><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Car insurance companies do not check criminal records. However, a felony, such as a DUI, can be seen on your driving record and affect your car insurance premiums. Does a felony affect car insurance? For example, your car insurance premiums might increase after a criminal conviction.\u00a0 Those with a criminal history typically have to pay&hellip; <a class=\"more-link\" href=\"https:\/\/dev.way.com\/journal\/felony-and-car-insurance-premiums\/\">Continue reading <span class=\"screen-reader-text\">Felony and Car Insurance Premiums: Is there a relation?<\/span><\/a><\/p>\n","protected":false},"author":46,"featured_media":43101,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[569,1854],"tags":[1297],"class_list":["post-43092","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance","category-insurance","tag-alaska","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.3 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Does being charged of felony affect my car insurance premiums?<\/title>\n<meta name=\"description\" content=\"A felony like DUI will impact your car insurance premiums. 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