{"id":39800,"date":"2022-05-04T06:05:53","date_gmt":"2022-05-04T06:05:53","guid":{"rendered":" https:\/\/dev.way.com\/blog\/?p=39800"},"modified":"2022-08-22T04:13:20","modified_gmt":"2022-08-22T04:13:20","slug":"youtube-matts-off-road-recovery-insurance-fraud","status":"publish","type":"post","link":"https:\/\/dev.way.com\/journal\/youtube-matts-off-road-recovery-insurance-fraud\/","title":{"rendered":"YouTube Star from Matt&#8217;s Off-Road Recovery Guilty of Insurance Fraud?"},"content":{"rendered":"<p style=\"text-align: center;\"><em>If you&#8217;re an off-roading fan, you probably know Matthew Wetzel from the YouTube channel Matt&#8217;s Off-Road Recovery. You may also know that he was charged with one second-degree felony count of insurance fraud at the end of 2021. Wetzel pleaded no contest to the charges and was sentenced to probation and fines from both the American Automobile Association and the state of Utah. But is that all there is to the story of Matt&#8217;s off-road recovery insurance fraud? We find out.\u00a0<\/em><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Matt&#8217;s Off-Road Recovery YouTube Channel<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559738&quot;:40,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Matt Wetzel runs <a href=\"https:\/\/www.youtube.com\/channel\/UCwdVOry0oNF9WIe_3uCfz9Q\" target=\"_blank\" rel=\"noopener\">Matt&#8217;s Off-Road Recovery YouTube channel.<\/a> The channel has approximately 900,000 subscribers on YouTube. Their videos mostly show the company hauling, recovering, and saving vehicles throughout southern Utah.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p style=\"text-align: center;\"><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"\/\/www.youtube.com\/embed\/u1_3-8oa2qk\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p><span data-contrast=\"auto\">Wetzel, with the assistance of friends and other guests, rescues off-roaders and even average folks from dangerous circumstances. The squad rescues everything &#8211; from Jeeps and trucks to UTVs and even a plane with some cool rigs.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">However, Matt was recently charged with nearly $15,000 in car insurance fraud, a second-degree felony in Utah. Matt has asserted that each payment was for valid service. Even so, the dual business owner and YouTube hero is dealing with a difficult situation.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.way.com\/insurance\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-44893 size-full\" src=\"https:\/\/blog.way.com\/wp-content\/uploads\/2022\/08\/Car-insurance-savings.png\" alt=\"Find cheap auto insurance \" width=\"794\" height=\"294\" srcset=\"http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/08\/Car-insurance-savings.png 794w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/08\/Car-insurance-savings-300x111.png 300w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/08\/Car-insurance-savings-768x284.png 768w\" sizes=\"auto, (max-width: 794px) 100vw, 794px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h2 aria-level=\"2\">Matt&#8217;s off-road recovery lawsuit<\/h2>\n<p><span data-contrast=\"auto\">So, what happened? How did this YouTube sensation from Utah face second-degree felony insurance fraud charges?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">When we examined the facts, it seems\u00a0to be a typical instance of gaming the system. And\u00a0getting caught at it! The three occurrences in The Drive all involve using AAA coverage in situations that are not suitable.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Investigators looked into one report involving a Polaris RZR off-road vehicle towed from Sand Hollow State Park in April 2020. According to court records, Wetzel was shown pulling the car in a video of the tow posted to his YouTube channel. This is despite the fact that AAA&#8217;s policy does not cover off-road vehicle tows.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p style=\"text-align: center;\"><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"\/\/www.youtube.com\/embed\/9XcEtPWitH0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p><span data-contrast=\"auto\">According to court filings, the owner of the RZR informed an investigator that he used his friend&#8217;s AAA membership to cover the expense of the recovery. The records show that Winder Towing recovered the friend&#8217;s pickup rather than the RZR.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Wetzel attempts to assist in the second event but with less than a perfect observance of the law. Wetzel saves a car for a driver who does not have AAA. The owner is then advised to join AAA and report the tow a few days later to recoup the fees.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">What&#8217;s the issue? The dates are incorrect, but the locations refer to tow from Las Vegas to Washington County rather than the initial journey from Apple Valley.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Shady? True, but perhaps understandable.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Finally, charging records reveal another instance in which AAA covered three claims for a tow to Salt Lake City. This amounted to $2,800. The individual who filed the claims confirmed to the Utah Insurance Fraud Division that their vehicles had not been towed. Instead, Wetzel is said to have provided building materials to the person who paid Wetzel through AAA rather than directly.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Matt Wetzel&#8217;s side of the story<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559738&quot;:40,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">When questioned, Wetzel concedes that the method was incorrect but that he was attempting to do the right thing. He is convinced that every charge was for good service, even if it wasn&#8217;t for a tow or on the appropriate day. According to one investigator, Wetzel believed that every trade that was a bit (or a lot) fraudulent was &#8220;<\/span><a href=\"https:\/\/www.sltrib.com\/news\/2021\/12\/01\/utah-star-matts-off-road\/\"><span data-contrast=\"none\">bad on the front end, but fair on the back end<\/span><\/a><span data-contrast=\"auto\">.&#8221;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">What we have here is a typical instance of a man attempting to do the right thing but going about it incorrectly. We understand Wetzel&#8217;s point of view\u2014providing tows for cars that didn&#8217;t have full coverage and attempting to save them money by utilizing AAA&#8217;s responsive coverage rules. And it nearly worked.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">It would have been practically everything legal if it hadn&#8217;t been for the building delivery fees. The Polaris may have been an honest error on everyone&#8217;s part, serving as the initial event in a well-intended insurance fraud that got out of hand.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">How it ended<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559738&quot;:40,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">On Feb. 22, Matthew Wetzel pled no contest to a false or fraudulent insurance claim, a class A misdemeanor, and will have to repay the money collected from the disputed claims. The charge is a lesser offense than the initial felony, and it entails probation rather than jail time.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">According to Wetzel&#8217;s attorney, Jason Velez, the plea indicates a disagreement over the method rather than the content of the accusations.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Wetzel was sentenced to 18 months on probation and fines of $15,328 to AAA and $1,745 to Utah&#8217;s insurance fraud division by Fifth District Judge Jeffrey Wilcox.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">What Matt&#8217;s Off-Road Recovery story teaches us<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559738&quot;:40,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">The moral of this story is to make sure you have adequate insurance coverage. And that you understand your policy before venturing out on the Utah jeep trails. Two out of three of these occurrences could have been avoided if the drivers had the appropriate coverage when they needed a tow.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p style=\"text-align: center;\"><iframe loading=\"lazy\" class=\"giphy-embed\" src=\"https:\/\/giphy.com\/embed\/7brUxF2KYj9Ty\" width=\"480\" height=\"268\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/giphy.com\/gifs\/automotive-off-road-smart-fortwo-7brUxF2KYj9Ty\">via GIPHY<\/a><\/p>\n<p><span data-contrast=\"auto\">Matt Wetzel is still on the air despite the insurance fraud event. He&#8217;s also\u00a0publishing new YouTube videos. Hopefully, he&#8217;s learned his lesson. If you uncover a loophole, don&#8217;t exploit it until you&#8217;re found.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<blockquote><p><span data-contrast=\"auto\">Do you need someone to have your back? Whether the everyday commute or taking on the dangerous offroad trails, Way.com can help you with <a href=\"https:\/\/www.way.com\/way-plus\" target=\"_blank\" rel=\"noopener\">roadside assistance that includes towing<\/a>. Not just that, we&#8217;ll also help you find the <\/span><a href=\"https:\/\/www.way.com\/auto-insurance\/car-insurance-in-utah\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">best car insurance coverage in Utah<\/span><\/a><span data-contrast=\"auto\">.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><\/blockquote>\n<p><a href=\"https:\/\/www.way.com\/insurance\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-41282 size-full\" src=\"https:\/\/blog.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-84.png\" alt=\"Cheap auto insurance\" width=\"2382\" height=\"882\" srcset=\"http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-84.png 2382w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-84-300x111.png 300w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-84-1024x379.png 1024w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-84-768x284.png 768w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-84-1536x569.png 1536w, http:\/\/wordwblog02.way.com\/wp-content\/uploads\/2022\/06\/MicrosoftTeams-image-84-2048x758.png 2048w\" sizes=\"auto, (max-width: 2382px) 100vw, 2382px\" \/><\/a><\/p>\n<hr \/>\n<p style=\"text-align: center;\"><em>Here\u2019s more info on\u00a0<\/em><a href=\"https:\/\/www.way.com\/airport-parking\"><em><span data-preserver-spaces=\"true\">top-rated airport parking<\/span><\/em><\/a><em><span data-preserver-spaces=\"true\">,\u00a0<\/span><\/em><a href=\"https:\/\/www.way.com\/cities\"><em><span data-preserver-spaces=\"true\">the best parking spots in your city<\/span><\/em><\/a><em><span data-preserver-spaces=\"true\">, the most affordable\u00a0<\/span><\/em><a href=\"https:\/\/www.way.com\/auto-insurance\"><em><span data-preserver-spaces=\"true\">auto insurance\u00a0<\/span><\/em><\/a><em><span data-preserver-spaces=\"true\">for your car, and\u00a0<\/span><\/em><a href=\"https:\/\/www.way.com\/car-wash-near-me\"><em><span data-preserver-spaces=\"true\">top-rated car washes near you<\/span><\/em><\/a><em><span data-preserver-spaces=\"true\">.<\/span><\/em><\/p>\n<hr \/>\n<p style=\"text-align: center;\">\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re an off-roading fan, you probably know Matthew Wetzel from the YouTube channel Matt&#8217;s Off-Road Recovery. You may also know that he was charged with one second-degree felony count of insurance fraud at the end of 2021. Wetzel pleaded no contest to the charges and was sentenced to probation and fines from both the&hellip; <a class=\"more-link\" href=\"https:\/\/dev.way.com\/journal\/youtube-matts-off-road-recovery-insurance-fraud\/\">Continue reading <span class=\"screen-reader-text\">YouTube Star from Matt&#8217;s Off-Road Recovery Guilty of Insurance Fraud?<\/span><\/a><\/p>\n","protected":false},"author":12,"featured_media":39804,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[344,5654],"tags":[],"class_list":["post-39800","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-things-to-know","category-roadside-assistance","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.3 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>YouTube Star from Matt&#039;s Off-Road Recovery Guilty of Insurance Fraud?<\/title>\n<meta name=\"description\" content=\"Matt Wetzel of Matt&#039;s Off-Road Recovery was charged with one second-degree felony count of insurance fraud. 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